Investments

All investments carry an element of risk!  So we always advise that assets should comprise property, land, stocks and shares, collective investments, bonds, pension funds (if appropriate) and cash.

Most investments other than cash fluctuate in value over time.  But even cash is not immune from risk.  If the interest earned by the cash is used to provide income then inflation will diminish the purchasing power of the underlying cash each year.

So our general investment advice to our private clients is to be invested across the broad range of assets, but with a level of overall risk which is considered appropriate to the client’s personal wishes and objectives.

We have our own ‘Core Portfolio’ of risk investments, broken down into three categories of ‘Growth’, ‘Income’ and a balance between the two.